Wednesday, March 18, 2015

24 Free CFA Level 2 Mock Exam Questions and Answers on Equity Investments

Complete the basic questionaires in 24 Free CFA Level 2 Mock Exam Questions and Answers on Equity Investments means that you will comprehend what knowledge is essential for exam preparation. As an extremely powerful tool, the free practice test online for CFA exams provides sophisticatedly selected multiple choice questions to deal with difficult questions in the curriculum. Quite fundamental but not trivial! Thanks to it, you can master all the basic knowledge before the actual exam and have a good grounding of this topic for the next level. So, why don’t you explore now? Wish you good luck!

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Strengths: 1. TV does not dominate the intrinsic value estimate; 2. RI use accounting data which is usually easy to find; 3. applicable to firm with no dividends or positive/volatile CF; 4. focus on ECONOMIC profitability than on accounting profitability. Weakness: accounting data can be manipulated; need to have clean surplus relationship ( B₁ = B₀ + E₁ -D₁)
as known as Dollar-Cost Averaging; Portfolio or Index PE is best calculated as the weighted Harmonic mean PE; When there are extreme outliers, the arithmetic mean will be the most affected; Harmonic mean put more weight on smaller values; For equal weighted, the harmonic mean and weighted harmonic mean will be same.
(ROE-g)/(r-g) conclusion: P/B increases as ROE increases; The larger the spread b/t ROE and r, the higher P/B multiple.
NOI - Debt Service - Tax Payable; Tax Payable = (NOI - DEP - Int) (1-t)
1. Income taxes are paid in nominal earnings, not real earnings; 2. Real cash outflow from NWC =/ the change in real NWC so calculate nominal NWC 1st and convert them to real cash flows using the inflation index; 3.Nominal CapEx is difficult to forcest since the relationship b/t nominal Sales and nominal CapEx IS NOT constant when high inflation, therefore CapEx, DEP and EBITDA should be focused on real basis.
1. Trailing: (1-b)(1+g)/(r-g); 2. Leading: (1-b)/(r-g); b: retention ratio * trailing multiple will be larger then justified leading p/e multiple by (1+g)
1. calculate the value of stock using DCF model; 2. dividing the result by CF; For Example: V₀ = FCFE₀ * (1+g)/(r-g); then P/CF = V₀/FCFE₀ --->conclusion: require return decreases or earning growth increases will cause P/S multiple to increase.
RI₁ = E₁ - (r x BVS₀); E₁: EPS for year 1
1. Select and Calculate the firm multiple; 2. Select the benchmark and calculate the mean/medium of PE over group of comparable stocks; 3. Compare firm PE to benchmark PE; 4. Exam the difference and make appropriate valuation adjustments;
D₀/P₀ = (r-g)/(1+g)
Need to adjust cash flows in a scenario analysis b/c 1. country risk is diversifiable and one-sided; 2. company react differently to country risk; 3. identifying cash flow effects aids in risk mgmt.
Persistence Factor: projected rate at which RI is expected to fade over the life cycle of the firm. High PF indicates low dividend payout and historical high industry PF; Low PF indicates high ROE, significant level of non-recurring items and high accounting accruals. V₀ = B₀ + PV of interim high-growth RI + PV of continuing RI; PV of continuing RI at year t-1 = RI at year T / (1+r-w) w is the PF; If RI persists forever then w =1 and plug in to above formula to derive PV of continuing RI. If RI declines to
NetSellingPrice - Mortgage balance - Taxes if net selling price < original cost --> recaptured dep < accumulated dep; if net selling price >= original cost --> recaptured dep = accumulated dep
EV = MV OF COMMON + MV OF PREFERED + MV of DEBT + MINORITY INTEREST - CASH - INVESTMENTS; When used: 1. more useful then PE when comparing firm with diff. degree of financial leverage; useful for valuing capital intensive busineses with high level of DEP and AMORT; 3 usually positive when EPS is not. Drawbacks: if WC is growing, then EBITDA will overstate CFO; 2. FCFF captures FCInv, it more linked with valuation theory, EBITDA would be OK if CAPEX = DEP;
1. relationship b/t PE and g is not linear; 2. PEG does not account for risk; 3. PEG does not reflect the duration of the high-growth period;
1. CF = NI + DEP +AMORT; 2. adjusted CFO = CFO + INT * (1-t); (it ignores WCInv and NonCashRevenue; 3. FCFE = CFO -FCInv + NET BORROWING;(prefered but more volatile) 4. EBITDA (better as indicator of firm value)
1. direct income cap approach: MV = NOI/(r-g) = NOI / R₀ R₀ is the cap rate. 2. Gross income multiplier approach: MV = gross income income multiplier.
RI is NI (after subtracting interest expense) - charge for equity capital based on the cost of equity; EVA is NOPAT (b/f subtract interest expense) - charge for both debt and equity captial based on WACC. However, they are both measuring eco income.
V₀ = B₀ + [ (ROE -r) * B₀ / (r-g) ] ; Need to know that implied growth rate can be calculated if re-arranging this formula.
Measures the value added for shareholders by mgmt during a given YEAR. EVA = NOPAT - (WACC X Invested Capital) = EBIT (1-T) -$WACC; $WACC: dollar cost of capital; Invested Capital: NetWC + NetFixedAssets = BV of LT Debt + BV of EQUITY
FCF = NOPLAT +DEP -FCInv-WCInv
net profit margin [ (1-b) (1+g) ] / (r-g) ] --> conclusion: progit margin increases or earning growth increases will cause P/S multiple to increase.
1. market extraction : R₀ = NOI/MV; 2. band of investment R₀ = Weighted Mortgage cost + Weighted Equity cost; 3 BuidUp: R₀ = pure rate + liquidity premium + recapture premium + risk premium
difference b/t the MV of LT Debt and Equity and the BV of Invested Capital; measures the value created by mgmt's decisions since inceptions. MVA = MV - IC

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